Campaign disclosures.

1. Nature and operator

Wen Debt Zero is an informal personal social experiment operated by a private individual using a project pseudonym. It asks whether crypto and meme communities will make voluntary transfers with no reward or financial incentive while three campaign wallets remain untouched by the operator during a published 100-day observation window.

The operator has self-reported approximately $386K in personal debt. The debt composition, creditors, legal identity, and precise address are not stated on this site. The figure is not audited or independently verified, and the experiment does not guarantee that any debt will be eliminated. Displayed value estimates use one consistent internal reporting unit and are approximate; on-chain asset quantities and public explorer records are the primary facts.

This is pseudonymity, not guaranteed anonymity. Public domain-registration records may reveal a registrant region and country, and public-chain analysis, hosting and security providers, email, social platforms, exchanges, financial institutions, tax or legal records, payment records, or lawful process may identify the operator or a contributor. The operator will provide truthful identity and records privately whenever legally or operationally required.

2. Transfers intended as unconditional personal gifts

An intentional transfer is intended as a voluntary, unconditional personal gift to the pseudonymous operator. The transferred asset is intended to become the operator's personal property. In exchange, the sender receives no:

• charitable receipt, tax deduction, good, service, access, advertising, promotion, or guaranteed recognition;
• token, airdrop, NFT, ownership, beneficial interest, trust or custody claim, lien, governance, vote, or intellectual-property right;
• refund promise, repayment, interest, yield, profit share, price support, financial return, accounting entitlement, or claim to future proceeds; or
• entry, prize, reward, increased odds, control over timing or use, or right to direct any future initiative.

Subject to applicable law and valid third-party rights, each asset intentionally transferred to a listed campaign wallet and accepted by the operator is intended as a voluntary, unconditional personal gift and to become the operator's personal property when accepted. This applies to accepted receipts before, during, or after the 100-day window, after the debt objective is reached, and to value above that objective. The objective is not a cap, trust, escrow, use restriction, refund trigger, or promise.

“Accepted” does not include an asset the operator treats as disputed, quarantined, frozen, disclaimed, or return-pending because of mistake, unauthorized transfer, theft, sanctions, illegality, malicious code, court process, or a valid superior claim. No sender receives a claim to any accepted asset, excess, appreciation, reward, proceeds, or future use. This statement of intent does not determine legal or tax treatment or defeat a lawful claim.

The site requires a device-local gift acknowledgment and a fresh server safety recheck before it generates a short-lived QR code, copies an address, or opens a wallet deep link. The acknowledgment is not stored or transmitted by this site, states the sender's intent only, and cannot determine or guarantee any legal, tax, regulatory, or accounting classification. A direct blockchain transfer made without using the site may not create agreement to these website terms. A leaderboard position has no monetary value or associated benefit.

3. Supported networks

• Solana mainnet only: native SOL and exact, reviewed fungible SPL/Token-2022 mint identifiers on the server allowlist. No NFTs or compressed assets; confirm the exact authentic mint before sending.
• Bitcoin mainnet on-chain only: native BTC. No Lightning, testnet, inscriptions, tokens, or other assets.
• Ethereum mainnet (chain ID 1) only: native ETH and exact, reviewed fungible ERC-20 contract identifiers on the server allowlist. No L2s, sidechains, testnets, NFTs, or other EVM networks.

Wallet addresses are withheld during pre-launch review and appear on the main dashboard only after the server marks them published and the observation is open. The site uses no client-side fallback address. Wrong-network and unsupported transfers may be permanently lost, inaccessible, invisible to the dashboard, or impossible to return.

Always verify the full published address and exact network inside your own wallet. The website never requests or receives a seed phrase, private key, exchange password, or signing authority.

4. The 100-day untouched-wallet commitment

After all launch checks pass, the site will publish an exact UTC start time and an exclusive end time exactly 100 days later. During [start, end), the operator commits not to initiate an outgoing sale, swap, bridge, transfer, stake, loan, pledge, token approval, contract call, or other movement from a listed campaign wallet.

The only exceptions are action reasonably necessary for legal compliance, a sanctions response, documented error correction, an urgent confirmed security incident, or a publicly disclosed wallet migration. An exception will be published as soon as reasonably safe with the reason and available transaction evidence, and the 100-day result will show that movement was detected.

Token issuers, smart contracts, attackers, rebasing mechanics, burns, freezes, clawbacks, spam transfers, or protocol changes can alter a balance without an operator-signed transaction. The narrow public result is: no supported outgoing transaction has been observed from the listed campaign addresses during the published window. That observation does not by itself prove who authorized an action. Linked explorers are useful reference views, but they and the tracker can be delayed, incomplete, unavailable, or wrong.

5. Dashboard methodology and limits

The dashboard combines public chain data and third-party market metadata. It can be delayed, incomplete, unavailable, reorganized, rate-limited, or wrong. Current balances are a live view. The 100-day leaderboard and integrity result include only events timestamped in the published observation window; later activity is labeled and excluded from that score.

The production design writes paginated public-chain events to a durable, idempotent ledger and retains an opening record, completed weekly records, and a digest-checked Day-100 record that the application refuses to overwrite. Payment controls fail closed if a required chain stream is missing, stale, backfilling, degraded, unreconciled, or lacks a required boundary snapshot. Once the addresses have first been published, an ordinary safety pause keeps those already-public addresses, movement notices, and the last retained tracker state visible with a warning while removing contribution controls. The browser checks campaign safety data every 15 seconds, when the page regains focus, and immediately before a copy, QR, or wallet-deep-link action. A sanitized public JSON export omits private labels and indexing cursors. These controls reduce risk but do not eliminate provider omissions, chain reorganizations, unsupported activity, software defects, administrative access, or the need to inspect linked explorers.

Reported-value totals include only assets for which the tracker receives a usable price. They are not audited values, tax values, sale proceeds, or promises that an asset can be sold at that price.

• Known self-transfers and disclosed test wallets are excluded from score totals.
• An observed non-allowlisted fungible token may appear, if safely representable, only in the display-only quarantined register with its exact asset identifier. It remains excluded from recognized value, progress, source counts, leaderboards, competition scoring, presets, and social metrics even when a provider reports a symbol or price. Provider omissions can prevent display.
• An allowlisted non-native token without a finite positive current price is also quarantined and excluded from every recognized or scored view until usable pricing is available. It remains inside exact balance reconciliation.
• Duplicate symbols do not establish identity; mint and contract addresses control.
• “Contributing wallets” means observed sources, not unique people. Bitcoin multi-input transactions are represented by transaction ID rather than an inferred person.

6. Leaderboards and token rankings

Leaderboards summarize public wallet-level activity during the observation window. They do not identify people or verify wallet ownership. A displayed address may belong to an exchange, contract, organization, multiple users, or one person controlling several addresses.

Rankings provide no prize, reward, endorsement, promotion, purchase commitment, future token right, or other benefit. Token appearance is automated and does not imply affiliation or endorsement by this project, any network, wallet provider, or data provider. No public aliases are offered at launch.

7. What happens after Day 100

The 100-day clock is an observation window, not an automatic sale date, liquidation date, or project shutdown. At the exclusive cutoff, the time-limited no-operator-movement commitment and 100-day scoring period expire automatically. The result then enters a reconciling period of at least 24 hours; that verification period does not extend the no-movement commitment. Only after required stream coverage, recognized finality, balance reconciliation, and snapshot-integrity checks pass will the project publish the settled result. The live tracker will continue displaying current listed-wallet balances and later activity until a closure notice is posted, subject to network and provider availability. Transfers received at or after the cutoff are not part of the final 100-day score.

After the cutoff, the operator may, in the operator's sole discretion, retain indefinitely, sell, swap, bridge, transfer, stake, lend, pledge, approve, spend, donate, or otherwise use or dispose of all accepted campaign assets, including post-window receipts, appreciation or rewards, and value above the debt objective. No asset is required to be sold, applied to debt, redistributed, or preserved for a contributor or community purpose. That discretion remains subject to applicable law, sanctions, tax, security restrictions, valid third-party rights, and the advance-notice policy stated here.

Except where action is required by law or reasonably necessary for an urgent security incident, the project will publish materially matching notice on both this site and @WenDebtZero before an ordinary planned operator-initiated sale, swap, bridge, transfer, approval, stake, loan, pledge, spend, donation, contract call, or other movement from a listed campaign wallet. The earliest execution time is the later of the exclusive Day-100 cutoff and 24 hours after the later actual website or X publication time. The public movement-notice register preserves website notices and their status. The notice is informational: it does not create a vote, veto, consent right, beneficial interest, or claim for any contributor.

An advance notice will identify the affected chain, exact canonical native asset identifier or reviewed mint/contract, intended purpose or destination category, a structured maximum amount or bounded range, the publication time, and the earliest execution time, while omitting details that create a security or market-integrity risk. A follow-up report will publish completed transaction hashes and a summary of operator-reported realized proceeds, costs, reserves, and destination category where reasonably available.

Each notice and linked X post is an operator-published record. The site stores the operator-supplied X URL but does not fetch or independently verify the post. Before relying on a notice, manually confirm that the site notice and X post materially match, including the notice ID and revision, chain or asset, maximum amount or range, purpose, publication times, state, and earliest execution time.

A notice covers the outbound movement from the listed campaign wallet only; it does not independently prove the stated downstream use. A properly noticed transfer may move an asset to an exchange, protocol, creditor, merchant, charity, custody account, another operator-controlled wallet, or another lawful destination. After that transfer, campaign tracking and the project notice policy may end for that asset's downstream activity in an unlisted account. The outbound transaction, notice, revisions, and reconciliation remain in campaign history.

The debt objective neither limits the amount the operator may retain or move after the cutoff nor gives contributors rights over an excess. No charitable, community, redistribution, token, or other-debtor project is promised. A later donation by the operator is the operator's separate act and does not make an earlier contributor transfer charitable or tax-deductible. Any future solicitation for another person or any contributor-facing staking, yield, investment, custody, or distribution program requires a separate legal, tax, financial-services, privacy, and security review.

8. Irreversibility, asset, and security risks

Crypto transfers are normally irreversible. Assets may lose all value, become frozen, contain malicious code, be impossible to value or sell, create unexpected tax consequences, or be sent to the wrong address or network. No refund or recovery is promised for mistakes, market losses, unsupported assets, unauthorized transfers, or any other reason.

Contact wendebtzero@protonmail.com promptly regarding a suspected mistake, theft, or unauthorized transfer. The operator may be unable to verify a claim or return an asset without interrupting the commitment.

Do not use the site controls or intentionally transfer unless you have legal capacity and authority, control the asset, are legally permitted to transfer it, are not acting for a sanctioned or prohibited person, and are not transferring proceeds of crime. Do not send assets needed for housing, food, bills, savings, taxes, emergencies, or the sender's own debt.

9. Tax disclosure

The operator intends to maintain transaction-level records, fair-market-value evidence, cost-basis records, disposition records, and an appropriate tax reserve in the operator's actual reporting jurisdiction. Receipt, holding, sale, swap, transfer, use, staking or lending rewards, or later gifting of crypto may create income, gains, losses, sales-tax, reporting, or other obligations. A reward and a later disposition may be separate reportable events.

Nothing on this site is tax advice. No lawyer, accountant, or tax authority has reviewed or approved this project, and no tax ruling has been obtained. Contributors receive no charitable receipt or promised deduction. The operator intends to retain transaction-level records and consistent valuation evidence and to reserve for possible obligations, but those steps do not determine classification or the amount due.

10. Charity, securities, financial-services, and marketing status

The project is not represented as a registered charity, non-profit, qualified donee, financial institution, exchange, custodian, or fundraising platform for others. Labels do not override applicable law. Local fundraising, consumer, privacy, sanctions, anti-money-laundering, tax, and registration rules may apply based on the actual facts and locations involved.

Nothing here is intended to offer a security or derivative. No project token, investment contract, custody claim, yield, profit, repayment, revenue share, voting right, or token promotion is offered or promised. Legal classification depends on actual facts. If the model changes, contribution controls will be paused pending a new documented risk review and, where practicable, qualified advice.

Public statements must be truthful and must not imply endorsement by a network, wallet provider, employer, government, token issuer, or public figure. The project will not use purchased engagement, fake contributions, undisclosed self-funding, mass unsolicited messages, or scraped contact lists.

11. Privacy and public-chain data

The site requires no account and does not intentionally use non-essential analytics cookies at launch. Hosting and security providers may process ordinary request logs such as IP address, device data, timestamp, requested URL, and diagnostics. Email reveals the sender's address and whatever information they include.

Public addresses, balances, and transactions are processed for transparency, integrity monitoring, rankings, security, recordkeeping, and tax documentation. Shortening an address on screen does not make the blockchain private. Do not email identity documents, seed phrases, private keys, passwords, full statements, or unnecessary personal information.

The project is pseudonymous and does not promise anonymity or deletion of public-chain records. Domain-registration, public-chain, provider, timing, and operational records may be correlated. The project does not intentionally sell or publish non-public correspondence except with the sender's authorization or where disclosure is legally required. Operational records are retained only as reasonably required for security, legal, tax, and project purposes. Privacy questions may be sent to the project email.

12. Legal terms, changes, and contact

The website and tracker are provided “as is” without a guarantee of continuous availability, accuracy, completeness, security, price, anonymity, or fitness for purpose. To the extent permitted by applicable law, the operator is not liable for indirect, consequential, market, network, wallet, exchange, smart-contract, tax, privacy, or wrong-address losses. Nothing attempts to exclude liability that cannot lawfully be excluded.

The operator may correct errors or update disclosures prospectively. Material changes will be dated and summarized publicly; no change can retroactively create a reward, ownership interest, or financial right. The operator's jurisdiction is intentionally not stated publicly. The operator has not received legal advice confirming governing law or whether additional operator, address, registration, or jurisdiction disclosures are required. Applicable law may require information that is not currently public. If such a requirement is identified, contribution controls will be paused until the site is corrected or closed.

Day 100 ends only the time-limited no-movement commitment and observation score. Neither Day 100, tracker closure, nor a transfer out extinguishes applicable law, tax or recordkeeping duties, sanctions or security restrictions, valid ownership claims, accrued matters, the gift-intent and no-contributor-benefit provisions, the post-window movement-notice, execution, reconciliation, correction-history, or record-retention duties, or provisions that by their nature apply after the cutoff. No website term can eliminate an obligation or liability that cannot lawfully be excluded.

Project channels: @WenDebtZero and wendebtzero@protonmail.com. Do not trust addresses, promises, movement notices, or support messages published by impersonators.